/* Paradigm Reserves — Interactive Pitch Deck
   Inter-only. Navy + gold + cream. Matches the PDF visual language. */

:root {
  /* Sleek black institutional palette */
  --bg: #000000;              /* page bg */
  --surface: #0A0A0B;         /* card surface */
  --surface-2: #121214;       /* elevated card */
  --surface-3: #1A1A1D;       /* highest elevation / hover */
  --gold: #C9A961;
  --gold-2: #D4AF37;
  --gold-soft: #E5D3A3;
  --gold-dim: #8C7740;
  --ink: #F2EBD9;             /* primary text on dark (warm ivory) */
  --ink-soft: #B8B0A0;        /* secondary text */
  --muted: #7A7468;           /* tertiary / captions */
  --rule: rgba(255, 255, 255, 0.08);
  --rule-strong: rgba(255, 255, 255, 0.14);
  --gold-rule: rgba(201, 169, 97, 0.35);
  /* Legacy aliases used elsewhere in the file — kept so existing rules still work */
  --navy: #000000;
  --navy-2: #0A0A0B;
  --navy-3: #121214;
  --navy-ink: #F2EBD9;
  --cream: #000000;
  --cream-2: #0A0A0B;
  --cream-3: #121214;
  --panel: #0A0A0B;
  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.6);
  --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.55);
  --shadow-lg: 0 12px 32px rgba(0, 0, 0, 0.7);
  --ease: cubic-bezier(0.2, 0.8, 0.2, 1);
  --coral: #D97757;
  --blue-soft: #93AABE;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-variant-numeric: tabular-nums;
}

a { color: var(--gold-2); text-decoration: none; }
a:hover { text-decoration: underline; }
button { font-family: inherit; background: none; border: none; cursor: pointer; color: inherit; }
strong { font-weight: 600; color: var(--ink); }

/* ============ Universal dark-mode overrides ============ */
.section { background: var(--bg); color: var(--ink); }
.section.alt { background: #050506; }
.section-title { color: var(--ink); }
.section-title::after { background: var(--gold); }
.section-eyebrow { color: var(--gold-2); }
.section-kicker { color: var(--ink-soft); }
.section-body p { color: var(--ink-soft); }
.feature-card,
.perf-stat:not(.featured),
.term,
.bench-chart-wrap,
.donut-wrap,
.perf-chart-wrap,
.calc,
.calc-card:not(.featured),
.os-stat,
.contact-card:not(.featured),
.contact-card,
.faqs details {
  background: var(--surface);
  color: var(--ink);
  border-top-color: var(--gold);
}
.feature-card h3,
.bench-chart-wrap h3,
.donut-wrap h3,
.chart-head h3,
.term-v,
.os-num,
.calc-val,
.c-name,
.cm-v,
.faq-q {
  color: var(--ink);
}
.feature-card p,
.term-n,
.os-label,
.donut-note,
.chart-legend,
.calc-disclaimer,
.faq-a,
.c-email,
.contact-meta { color: var(--ink-soft); }
.cm-k, .ps-note { color: var(--muted); }
.term { border-left-color: var(--rule-strong); }
.term.highlight {
  border-left-color: var(--gold);
  background: linear-gradient(180deg, var(--surface-2) 0%, var(--surface) 60%);
}
.year-tab,
.calc-tab {
  background: var(--surface-2);
  color: var(--muted);
  border-color: var(--rule-strong);
}
.year-tab.active,
.calc-tab.active {
  background: #000;
  color: var(--gold);
}
.year-tab:hover:not(.active),
.calc-tab:hover:not(.active) {
  background: var(--surface-3);
  color: var(--ink);
}
.year-tabs, .calc-tabs { border-color: var(--rule-strong); }
.calc-disclaimer { border-top-color: var(--rule); }
.contact-meta { border-top-color: var(--rule); }
.ps-num,
.ps-year { color: var(--ink); }
.term-k,
.calc-label,
.cm-k,
.c-role,
.faq-num { color: var(--gold-2); }

/* ============ Top Nav ============ */
.nav-bar {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(0, 0, 0, 0.92);
  backdrop-filter: saturate(140%) blur(10px);
  color: var(--ink);
  border-bottom: 1px solid rgba(201, 169, 97, 0.20);
}
.nav-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 14px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.brand {
  display: inline-flex;
  align-items: center;
  color: #F5ECD4;
}
.brand:hover { text-decoration: none; opacity: 0.85; }
.brand-logo {
  height: 32px;
  width: auto;
  display: block;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 26px;
}
.nav-links a {
  color: #C7BEA7;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.04em;
  transition: color 0.2s var(--ease);
}
.nav-links a:hover { color: var(--gold); text-decoration: none; }
.nav-links .nav-cta {
  color: var(--navy);
  background: var(--gold);
  padding: 8px 16px;
  border-radius: 2px;
  font-weight: 600;
}
.nav-links .nav-cta:hover { background: var(--gold-2); color: var(--navy); }
.menu-btn { display: none; color: #E6DEC9; padding: 6px; }
.mobile-menu {
  display: none;
  flex-direction: column;
  padding: 8px 28px 16px;
  background: var(--navy-2);
  border-top: 1px solid rgba(201, 169, 97, 0.18);
}
.mobile-menu a {
  color: #C7BEA7;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  font-size: 14px;
  letter-spacing: 0.04em;
}
.mobile-menu a:last-child { border-bottom: none; }

/* ============ Hero ============ */
.hero {
  background: radial-gradient(ellipse at 30% 20%, #0E0E10 0%, #000 70%);
  color: var(--ink);
  padding: 96px 28px 120px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: 30%; right: -15%;
  width: 720px; height: 720px;
  background: radial-gradient(circle, rgba(201, 169, 97, 0.10) 0%, transparent 60%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.012) 1px, transparent 1px),
                    linear-gradient(90deg, rgba(255,255,255,0.012) 1px, transparent 1px);
  background-size: 64px 64px;
  pointer-events: none;
  mask-image: radial-gradient(ellipse at 50% 50%, black 30%, transparent 80%);
}
.hero-inner {
  max-width: 1240px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}
.pill {
  display: inline-block;
  padding: 7px 14px;
  border: 1px solid var(--gold);
  color: var(--gold);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  border-radius: 2px;
  margin-bottom: 28px;
}
.hero-title {
  font-size: clamp(34px, 5.2vw, 64px);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.08;
  margin: 0 0 24px;
  color: #F5ECD4;
  max-width: 880px;
}
.hero-sub {
  font-size: clamp(16px, 1.5vw, 19px);
  line-height: 1.6;
  color: #C7BEA7;
  max-width: 760px;
  margin: 0 0 48px;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 44px;
  max-width: 900px;
}
.stat-card {
  background: rgba(255, 255, 255, 0.025);
  border: 1px solid rgba(201, 169, 97, 0.25);
  border-left: 3px solid var(--gold);
  padding: 26px 24px;
  border-radius: 2px;
  backdrop-filter: blur(4px);
}
.stat-num {
  font-size: clamp(28px, 3.4vw, 40px);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 10px;
}
.stat-label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #F5ECD4;
  margin-bottom: 6px;
}
.stat-note {
  font-size: 13px;
  color: #A89F87;
}

.hero-cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}
.btn {
  display: inline-flex;
  align-items: center;
  padding: 14px 26px;
  border-radius: 2px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  transition: all 0.2s var(--ease);
}
.btn:hover { text-decoration: none; }
.btn-primary {
  background: var(--gold);
  color: var(--navy);
}
.btn-primary:hover {
  background: var(--gold-2);
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(201, 169, 97, 0.3);
}
.btn-ghost {
  background: transparent;
  border: 1px solid rgba(201, 169, 97, 0.4);
  color: var(--gold);
}
.btn-ghost:hover { background: rgba(201, 169, 97, 0.1); }

/* ============ Sections ============ */
.section {
  max-width: 1240px;
  margin: 0 auto;
  padding: 96px 28px;
}
.section.alt {
  background: var(--cream-2);
  max-width: none;
  padding-left: 0;
  padding-right: 0;
}
.section.alt > * {
  max-width: 1240px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 28px;
  padding-right: 28px;
}

.section-head {
  margin-bottom: 48px;
  max-width: 900px;
}
.section-eyebrow {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold-2);
  margin-bottom: 14px;
}
.section-title {
  font-size: clamp(28px, 3.2vw, 42px);
  font-weight: 700;
  letter-spacing: -0.015em;
  line-height: 1.1;
  color: var(--ink);
  margin: 0 0 18px;
  padding-bottom: 14px;
  position: relative;
  display: inline-block;
}
.section-title::after {
  content: '';
  position: absolute;
  left: 0;
  bottom: 0;
  width: 68px;
  height: 3px;
  background: var(--gold);
}
.section-kicker {
  font-size: 17px;
  color: var(--ink-soft);
  margin: 6px 0 0;
  max-width: 720px;
}

.section-body p {
  font-size: 16px;
  line-height: 1.75;
  color: var(--ink-soft);
  margin: 0 0 14px;
}
.two-col {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 48px;
  align-items: start;
}

/* Pull quote */
.pullquote {
  background: var(--surface-2);
  color: var(--ink);
  padding: 36px 32px;
  border-radius: 2px;
  position: relative;
  border: 1px solid var(--rule);
}
.pullquote .rule {
  width: 44px;
  height: 2px;
  background: var(--gold);
  margin: 0 0 20px;
}
.pullquote .rule:last-of-type { margin: 20px 0 0; }
.pullquote blockquote {
  font-size: 22px;
  line-height: 1.4;
  font-weight: 500;
  margin: 0;
  letter-spacing: -0.005em;
}
.pullquote-caption {
  margin-top: 14px;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
}

.one-liner {
  margin-top: 40px;
  padding: 24px 28px;
  background: var(--surface-2);
  color: var(--ink);
  border-left: 4px solid var(--gold);
  font-size: 17px;
  line-height: 1.6;
  border-radius: 2px;
}
.one-liner strong { color: var(--gold); font-weight: 600; }

/* ============ Feature (Strategy) grid ============ */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
}
.feature-card {
  background: var(--panel);
  padding: 32px 28px;
  border-radius: 2px;
  border-top: 3px solid var(--gold);
  box-shadow: var(--shadow-sm);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
}
.feature-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}
.feature-num {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.22em;
  color: var(--gold-2);
  margin-bottom: 12px;
}
.feature-card h3 {
  font-size: 20px;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin: 0 0 12px;
}
.feature-card p {
  font-size: 15px;
  line-height: 1.65;
  color: var(--ink-soft);
  margin: 0;
}

/* ============ Performance ============ */
.perf-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 48px;
}
.perf-stat {
  background: var(--panel);
  padding: 28px 22px;
  border-radius: 2px;
  border-top: 3px solid var(--gold);
  box-shadow: var(--shadow-sm);
  text-align: left;
}
.perf-stat.featured {
  background: linear-gradient(135deg, #1A1A1D 0%, #0A0A0B 100%);
  color: var(--ink);
  border: 1px solid var(--gold-rule);
}
.perf-stat.featured .ps-num { color: var(--gold); }
.perf-stat.featured .ps-year { color: #F5ECD4; }
.perf-stat.featured .ps-note { color: var(--gold-soft); }
.ps-num {
  font-size: clamp(26px, 2.8vw, 34px);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ink);
  line-height: 1;
  margin-bottom: 10px;
}
.ps-year {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink);
  margin-bottom: 6px;
}
.ps-note {
  font-size: 13px;
  color: var(--muted);
}

.perf-chart-wrap {
  background: var(--panel);
  padding: 28px;
  border-radius: 2px;
  box-shadow: var(--shadow-sm);
  margin-bottom: 48px;
  border-top: 3px solid var(--gold);
}
.chart-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 20px;
}
.chart-head h3 {
  font-size: 17px;
  font-weight: 600;
  color: var(--ink);
  margin: 0;
}
.year-tabs {
  display: flex;
  gap: 0;
  border: 1px solid var(--rule-strong);
  border-radius: 2px;
  overflow: hidden;
}
.year-tab {
  padding: 9px 18px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.06em;
  color: var(--muted);
  background: var(--cream-2);
  border-right: 1px solid var(--rule-strong);
  transition: all 0.2s var(--ease);
}
.year-tab:last-child { border-right: none; }
.year-tab.active {
  background: var(--navy);
  color: var(--gold);
}
.year-tab:hover:not(.active) {
  background: var(--surface-3);
  color: var(--ink);
}
.chart-box {
  position: relative;
  height: 320px;
}
.chart-box.large { height: 380px; }
.chart-box.donut { height: 280px; }
.donut-stack .chart-box.donut { height: 180px; }
.donut-stack .donut-wrap { padding: 22px 24px; }
.donut-stack .donut-wrap h3 { margin: 0 0 14px; font-size: 15px; }
.donut-stack .donut-note { margin: 12px 0 0; font-size: 13px; }

.keystats {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
@media (max-width: 1100px) {
  .keystats { grid-template-columns: repeat(3, 1fr); }
}
.key-stat {
  background: var(--surface-2);
  color: var(--ink);
  padding: 26px 22px;
  border-radius: 2px;
  border-left: 3px solid var(--gold);
  border-top: 1px solid var(--rule);
  border-right: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.ks-num {
  font-size: clamp(24px, 2.6vw, 32px);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 10px;
}
.ks-label {
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.08em;
  color: #C7BEA7;
  line-height: 1.4;
}

/* ============ Benchmarks ============ */
.benchmarks-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 28px;
  align-items: start;
}
.bench-chart-wrap, .donut-wrap {
  background: var(--panel);
  padding: 28px;
  border-radius: 2px;
  box-shadow: var(--shadow-sm);
  border-top: 3px solid var(--gold);
}
.donut-stack {
  display: grid;
  grid-template-rows: 1fr 1fr;
  gap: 20px;
  align-self: stretch;
}
.bench-chart-wrap h3, .donut-wrap h3 {
  font-size: 17px;
  font-weight: 600;
  color: var(--ink);
  margin: 0 0 20px;
}
.chart-legend {
  margin-top: 16px;
  font-size: 13px;
  color: var(--ink-soft);
}
.lg {
  display: inline-block;
  width: 12px;
  height: 12px;
  border-radius: 2px;
  vertical-align: middle;
  margin-right: 4px;
}
.lg.gold { background: var(--gold); }
.lg.coral { background: var(--coral); }
.lg.blue { background: var(--blue-soft); }
.donut-note {
  margin-top: 14px;
  font-size: 14px;
  color: var(--ink-soft);
  text-align: center;
  line-height: 1.5;
}

/* ============ Terms grid ============ */
.terms-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.term {
  background: var(--panel);
  padding: 22px 22px 20px;
  border-radius: 2px;
  border-left: 3px solid var(--rule-strong);
  box-shadow: var(--shadow-sm);
  transition: border-color 0.2s var(--ease);
}
.term.highlight {
  border-left-color: var(--gold);
  background: linear-gradient(180deg, var(--cream-3) 0%, var(--panel) 40%);
}
.term-k {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-2);
  margin-bottom: 8px;
}
.term-v {
  font-size: 18px;
  font-weight: 600;
  color: var(--ink);
  letter-spacing: -0.01em;
  margin-bottom: 6px;
  line-height: 1.25;
}
.term-n {
  font-size: 13px;
  color: var(--ink-soft);
  line-height: 1.5;
}

/* ============ Calculator ============ */
.calc {
  background: var(--panel);
  padding: 36px;
  border-radius: 2px;
  box-shadow: var(--shadow-md);
  border-top: 3px solid var(--gold);
  max-width: 1000px;
  margin: 0 auto;
}
.calc-tabs {
  display: flex;
  gap: 0;
  border: 1px solid var(--rule-strong);
  border-radius: 2px;
  overflow: hidden;
  margin-bottom: 32px;
  width: fit-content;
}
.calc-tab {
  padding: 11px 22px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--muted);
  background: var(--cream-2);
  border-right: 1px solid var(--rule-strong);
  transition: all 0.2s var(--ease);
}
.calc-tab:last-child { border-right: none; }
.calc-tab.active {
  background: var(--navy);
  color: var(--gold);
}
.calc-tab:hover:not(.active) {
  background: var(--surface-3);
  color: var(--ink);
}
.calc-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 22px;
}
.calc-card {
  background: var(--cream-2);
  padding: 22px 20px;
  border-radius: 2px;
  border-top: 2px solid var(--rule-strong);
}
.calc-card.featured {
  background: linear-gradient(135deg, #1A1A1D 0%, #0A0A0B 100%);
  color: var(--ink);
  border: 1px solid var(--gold-rule);
  border-top: 2px solid var(--gold);
}
.calc-card.featured .calc-label { color: var(--gold-soft); }
.calc-card.featured .calc-val { color: var(--gold); }
.calc-label {
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.08em;
  color: var(--ink-soft);
  margin-bottom: 10px;
}
.calc-val {
  font-size: clamp(20px, 2vw, 26px);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ink);
  line-height: 1;
}
.calc-disclaimer {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.6;
  margin: 0;
  padding-top: 18px;
  border-top: 1px solid var(--rule);
}

/* ============ Origin ============ */
.origin-stats {
  display: grid;
  gap: 16px;
}
.os-stat {
  background: var(--panel);
  padding: 24px 22px;
  border-left: 3px solid var(--gold);
  border-radius: 2px;
  box-shadow: var(--shadow-sm);
}
.os-num {
  font-size: 28px;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ink);
  line-height: 1;
  margin-bottom: 8px;
}
.os-label {
  font-size: 13px;
  color: var(--ink-soft);
  line-height: 1.4;
}

/* ============ FAQs ============ */
.faqs {
  max-width: 920px;
  display: grid;
  gap: 10px;
}
.faqs details {
  background: var(--panel);
  border-radius: 2px;
  box-shadow: var(--shadow-sm);
  border-left: 3px solid transparent;
  transition: border-color 0.2s var(--ease);
}
.faqs details[open] { border-left-color: var(--gold); }
.faqs summary {
  padding: 18px 22px;
  display: flex;
  align-items: center;
  gap: 16px;
  cursor: pointer;
  list-style: none;
  user-select: none;
}
.faqs summary::-webkit-details-marker { display: none; }
.faq-num {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.14em;
  color: var(--gold-2);
  min-width: 28px;
}
.faq-q {
  flex: 1;
  font-size: 16px;
  font-weight: 500;
  color: var(--ink);
}
.chev {
  font-size: 20px;
  font-weight: 300;
  color: var(--gold-2);
  transition: transform 0.2s var(--ease);
  width: 18px;
  text-align: center;
}
.faqs details[open] .chev { transform: rotate(45deg); }
.faq-a {
  padding: 0 22px 22px 66px;
  color: var(--ink-soft);
  font-size: 15px;
  line-height: 1.7;
}

/* ============ Contact ============ */
.contacts {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-bottom: 32px;
}
.contact-card {
  background: var(--panel);
  padding: 28px 26px;
  border-radius: 2px;
  border-top: 3px solid var(--rule-strong);
  box-shadow: var(--shadow-sm);
  color: var(--ink);
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease), border-color 0.2s var(--ease);
  display: block;
}
.contact-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  text-decoration: none;
  border-top-color: var(--gold);
}
.contact-card.featured {
  background: linear-gradient(135deg, #1A1A1D 0%, #0A0A0B 100%);
  color: var(--ink);
  border: 1px solid var(--gold-rule);
  border-top: 3px solid var(--gold);
}
.c-role {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-2);
  margin-bottom: 10px;
}
.contact-card.featured .c-role { color: var(--gold); }
.c-name {
  font-size: 16px;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 6px;
}
.contact-card.featured .c-name { color: #F5ECD4; }
.c-email {
  font-size: 15px;
  color: var(--ink-soft);
  word-break: break-all;
}
.contact-card.featured .c-email { color: var(--gold-soft); }

.contact-meta {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  padding-top: 28px;
  border-top: 1px solid var(--rule);
}
.contact-meta > div {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.cm-k {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--muted);
}
.cm-v {
  font-size: 16px;
  font-weight: 500;
  color: var(--ink);
}

/* ============ Legal Footer ============ */
.legal-footer {
  background: #050506;
  color: var(--muted);
  padding: 60px 28px 40px;
  margin-top: 64px;
  border-top: 1px solid var(--rule);
}
.legal-inner {
  max-width: 1240px;
  margin: 0 auto;
}
.legal-logo {
  height: 36px;
  width: auto;
  display: block;
  margin-bottom: 14px;
}
.legal-rule {
  width: 48px;
  height: 2px;
  background: var(--gold);
  margin-bottom: 28px;
}
.legal-footer p {
  font-size: 13px;
  line-height: 1.7;
  margin: 0 0 14px;
  max-width: 980px;
}
.legal-footer strong {
  color: #F5ECD4;
  font-weight: 600;
}
.legal-meta {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  padding-top: 24px;
  margin-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 12px;
  color: #7C7564;
  letter-spacing: 0.04em;
}

/* ============ Responsive ============ */
@media (max-width: 900px) {
  .nav-links { display: none; }
  .menu-btn { display: inline-flex; }
  .brand-logo { height: 26px; }
  .legal-logo { height: 30px; }
  .mobile-menu[data-open="true"] { display: flex; }

  .hero { padding: 60px 20px 80px; }
  .section { padding: 64px 20px; }
  .section.alt > * { padding-left: 20px; padding-right: 20px; }

  .hero-stats, .perf-stats, .keystats,
  .feature-grid, .terms-grid, .calc-grid,
  .contacts, .contact-meta,
  .benchmarks-grid, .two-col {
    grid-template-columns: 1fr !important;
  }
  .two-col { gap: 32px; }
  .pullquote blockquote { font-size: 18px; }
  .hero-cta { flex-direction: column; }
  .hero-cta .btn { width: 100%; justify-content: center; }

  .chart-box { height: 280px; }
  .chart-box.large { height: 300px; }
  .calc { padding: 24px 18px; }
  .calc-tabs { width: 100%; }
  .calc-tab { flex: 1; padding: 11px 8px; }
  .faq-a { padding-left: 22px; }

  .team-grid { grid-template-columns: 1fr !important; }
  .bio-card.featured { transform: none; }
}

@media (max-width: 600px) {
  .section-title { font-size: 28px; }
  .hero-title { font-size: 32px; }
  .legal-meta { flex-direction: column; }
  .bio-card { padding: 28px 22px; }
  .bio-name { font-size: 22px; }
}

/* ============ Team / Bios ============ */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  align-items: stretch;
}
.bio-card {
  position: relative;
  background: var(--surface);
  color: var(--ink);
  padding: 36px 30px 28px;
  border-radius: 2px;
  border-top: 3px solid var(--gold);
  border-left: 1px solid var(--rule);
  border-right: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
  display: flex;
  flex-direction: column;
  transition: transform 0.25s var(--ease), border-color 0.25s var(--ease), box-shadow 0.25s var(--ease);
}
.bio-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.55);
  border-top-color: var(--gold-2);
}
.bio-card.featured {
  background: linear-gradient(180deg, #0F0F11 0%, #050506 100%);
  border-top: 3px solid var(--gold-2);
  box-shadow: 0 18px 44px rgba(201, 169, 97, 0.10), inset 0 1px 0 rgba(255, 255, 255, 0.04);
}
.bio-head {
  margin-bottom: 22px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--rule);
}
.bio-mono {
  font-size: 11px;
  letter-spacing: 0.22em;
  font-weight: 600;
  color: var(--gold-2);
  margin-bottom: 14px;
  font-variant-numeric: tabular-nums;
}
.bio-name {
  font-size: 24px;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--ink);
  margin: 0 0 8px;
  line-height: 1.15;
}
.bio-role {
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.bio-card.featured .bio-role { color: var(--gold-soft); }
.bio-body {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.bio-lede {
  font-size: 15px;
  font-weight: 500;
  line-height: 1.5;
  color: var(--ink);
  margin: 0;
  letter-spacing: -0.005em;
}
.bio-body p:not(.bio-lede):not(.bio-quote) {
  font-size: 14px;
  line-height: 1.65;
  color: var(--ink-soft);
  margin: 0;
}
.bio-quote {
  font-size: 14px;
  line-height: 1.5;
  color: var(--gold-soft);
  margin: 6px 0 0 !important;
  padding: 14px 0 0;
  border-top: 1px solid var(--rule);
  font-style: normal;
  letter-spacing: -0.005em;
}
.bio-foot {
  margin-top: 22px;
  padding-top: 18px;
  border-top: 1px solid var(--rule);
}
.bio-mail {
  font-size: 13px;
  font-weight: 500;
  color: var(--gold-2);
  letter-spacing: -0.005em;
  word-break: break-word;
}
.bio-mail:hover { color: var(--gold-soft); text-decoration: underline; }

@media (max-width: 1100px) {
  .team-grid { grid-template-columns: 1fr; gap: 18px; }
}

/* ============================================================
   COMPLIANCE / DISCLAIMER STYLES
   ============================================================ */

/* Per-section disclaimers (small-print rule above) */
.section-disclaimer {
  margin: 28px 0 0;
  padding: 14px 0 0;
  border-top: 1px solid var(--rule);
  font-size: 11.5px;
  line-height: 1.55;
  color: var(--muted);
  letter-spacing: 0.005em;
  max-width: 920px;
}
.section-disclaimer strong {
  color: var(--ink-soft);
  font-weight: 500;
}
.section-disclaimer sup {
  color: var(--gold-dim);
  font-weight: 600;
  margin-right: 2px;
}

/* Hero footnote block */
.hero-foot {
  margin-top: 28px;
  padding-top: 18px;
  border-top: 1px solid var(--rule);
  max-width: 760px;
}
.hero-foot p {
  margin: 0;
  font-size: 11.5px;
  line-height: 1.6;
  color: var(--muted);
}
.hero-foot p strong {
  color: var(--ink-soft);
  font-weight: 500;
}
.hero-foot-fn {
  margin-top: 8px !important;
  font-size: 11px !important;
  color: var(--muted);
}
.hero-foot-fn sup {
  color: var(--gold-dim);
  font-weight: 600;
  margin-right: 2px;
}

/* Risk Factors grid */
.risk-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 8px;
}
.risk-card {
  background: var(--navy-2);
  border: 1px solid var(--rule);
  border-left: 3px solid var(--gold-dim);
  padding: 22px 22px 20px;
  border-radius: 2px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.risk-mono {
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.12em;
  color: var(--gold-2);
  text-transform: uppercase;
}
.risk-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--ink);
  letter-spacing: -0.01em;
  margin: 0;
}
.risk-card p {
  font-size: 13px;
  line-height: 1.55;
  color: var(--ink-soft);
  margin: 0;
}

@media (max-width: 1100px) {
  .risk-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 720px) {
  .risk-grid { grid-template-columns: 1fr; }
}

/* Expanded Legal footer */
.legal-h {
  font-size: 12.5px;
  font-weight: 600;
  color: var(--gold-2);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin: 24px 0 8px;
}
.legal-h:first-of-type { margin-top: 8px; }
.legal-footer p {
  font-size: 12px;
  line-height: 1.65;
  color: var(--muted);
  margin: 0 0 4px;
}
.legal-footer p strong {
  color: var(--ink-soft);
  font-weight: 500;
}
.legal-footer p em {
  color: var(--ink-soft);
  font-style: normal;
  font-weight: 500;
}

/* Persistent compact disclaimer strip */
.disclaimer-strip {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 100;
  background: rgba(10, 10, 11, 0.92);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border-top: 1px solid var(--gold-rule);
  padding: 8px 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-size: 10.5px;
  letter-spacing: 0.04em;
  color: var(--ink-soft);
  text-transform: uppercase;
  font-weight: 500;
  pointer-events: none;
}
.disclaimer-strip .ds-dot { color: var(--gold-2); }
.disclaimer-strip .ds-text { color: var(--ink-soft); }

/* Push the legal footer up so the strip doesn't cover its meta line */
.legal-footer { padding-bottom: 64px; }

@media (max-width: 720px) {
  .disclaimer-strip {
    font-size: 9.5px;
    padding: 7px 14px;
    text-align: center;
    line-height: 1.4;
  }
  .disclaimer-strip .ds-dot { display: none; }
  .legal-footer { padding-bottom: 80px; }
}